Bajiwala Privacy Policy — Your Data, Our Responsibility

Bajiwala collects your name, date of birth, email address, and mobile number when you register an account. A copy of your national ID or passport may be requested for identity verification purposes. During payment processing, transaction-related information such as payment method and amount is recorded; however, card numbers or PINs are never stored. Device type, browser information, IP address, and access times are automatically logged while you use the platform. This information is used to enhance platform security, support technical improvements, and improve the user experience. Cookies and similar technologies are used to store session data and preferences.

Collected data is primarily used to manage your account, verify your identity, and keep financial transactions secure. User activity is analyzed to improve platform services and resolve technical issues quickly. Relevant offers or notifications may be sent based on your preferences, though you may opt out at any time. Necessary data verification is carried out for anti-money laundering and fraud prevention purposes. Data may need to be provided to regulatory authorities to meet legal obligations. bajiwala does not sell your data to third parties under any circumstances.

Bajiwala shares only the minimum necessary data with specific service providers such as payment processors and identity verification agencies. We have strict confidentiality agreements with these partners, and they are not permitted to use your data for their own purposes. Data may be disclosed to relevant authorities if required by legal directive or court order. No third-party advertising networks or tracking pixels are used on the platform. Your personal data is never sold, rented, or exchanged for commercial purposes. You will be notified in advance of any changes to how your data is shared.

All your data is stored on servers secured with SSL/TLS encryption. Data is retained for a specified period in accordance with legal requirements, both while your account is active and after it is closed. Two-factor authentication is available to prevent unauthorized access to your account. bajiwala conducts regular security audits and follows the latest security protocols. In the event of a data breach, affected users will be notified as quickly as possible. Your password is stored in encrypted form and cannot be viewed by any of our staff.

You may request a copy of your stored data at any time and ask for corrections to any inaccurate information. After closing your account, you may request deletion of data that is not required to be retained by law. You can opt out of marketing emails or notifications directly from your account settings. Use your browser settings to manage cookie preferences, though disabling certain cookies may limit some platform features. For any complaints or questions regarding data protection, please contact our support team. We always respect your right to privacy and are committed to responding promptly.